Which entity regulates the Safe-Guard Rules?

The Federal Trade Commission (FTC) regulates the Safeguards Rule, which is part of the Gramm-Leach-Bliley Act (GLBA). This rule requires financial institutions to implement security measures to protect consumer information. It emphasizes the importance of safeguarding sensitive personal data and maintaining the privacy of consumers throughout the financial service industry.

The FTC's role includes ensuring that businesses comply with consumer protection laws, including the Safeguards Rule, which mandates specific practices for the collection and handling of personal information. Thus, the FTC's regulatory authority over this aspect of financial privacy is why it is the correct answer in this context.

The other entities listed have different regulatory focuses. For instance, the Federal Reserve oversees monetary policy and regulates banks primarily concerning interest rates and economic stability. The Securities and Exchange Commission focuses on securities markets and investor protection, while the Office of the Comptroller of the Currency primarily governs national banks and federal savings associations. Each of these agencies has distinct responsibilities that do not include the regulation of the Safeguards Rule.