Which of the following is a characteristic of an FHA appraisal?

The characteristic of an FHA appraisal that includes additional inspections for health and safety is accurate because FHA appraisals are designed to ensure that the property meets specific standards to protect the health and safety of the occupants. These appraisals not only assess the property's value but also include an evaluation of its condition, ensuring that it adheres to the minimum property standards set forth by the FHA. The appraiser looks for potential hazards, such as lead-based paint, mold, and structural issues, which could pose risks to the occupants. This comprehensive approach is a distinguishing feature of FHA appraisals compared to conventional appraisals, which may not focus as heavily on health and safety concerns.